Super Visa Insurance Brampton

This insurance covers losses arising from sudden and unforeseeable circumstances. It also covers pre-existing medical conditions that existed before your period of coverage. It also provides travel assistance for medical treatment. Please note that coverage is subject to certain conditions, limitations or exclusions.

To be eligible for the super visa, the applicant must purchase medical insurance from any major Canadian insurance company, and the minimum policy coverage amount should be $100,000. Canadian immigration authorities will deny super visa applications if the individual has not submitted proof of purchasing medical insurance.

The cost of insurance for a super visa for parents or grandparents between the ages of 45 – 50 years planning to visit the country is an average of $933 annually. The average premium for travellers who have purchased an insurance policy with coverage of $100,000 with a $1000 deductible. The cost of insurance on an average monthly is around $88.

The day when your parents or grandparents set foot in the country is when the super visa insurance policy comes into effect. The policy must have a minimum duration of one year. If your parents or grandparents decide to leave Canada before one year, they are eligible to receive a refund on the unused balance.

Even though the validity of super visa insurance is for one year, you have the choice to ask for a refund if you leave Canada within one year. However, only the unused balance will be reimbursed, not the entire amount. Most insurance companies will deduct the administration fees and refund the new days’ amount. However, you will get a 100% refund if your super visa is denied.

Yes, if your parents have pre existing conditions, they should buy a premium plan. However, they need to be stable in the last 180 days before the start of the plan.

Yes. A super visa applicant must purchase a policy with a minimum of $100,000 emergency medical coverage. Those who have purchased super visa insurance will have coverage for unexpected and unforeseen medical illnesses, dental emergencies, and prescription medication, including repatriation.

As per the new reforms, super visa applicants can stay in the country for up to five years instead of the previous two years without renewal. Health care and medical expenses of the parents and grandparents are covered during their stay in Canada. If, for some reason, the parent or grandparent leaves the country within one year, they will receive a refund of the unused amount.

You can get super visa insurance for one parent, grandparent, or a couple. Parents or grandparents travelling together can save money by purchasing a joint policy instead of a single super visa insurance policy. The cost of the plan is less than $100 if the age group is 45 to 50.

Super visa insurance allows holders to stay in the country for up to five years at a time. The plan is eligible for parents and grandparents to remain temporarily in Canada. For them to stay permanently, they must be sponsored for permanent residence by their children or grandchildren.

For the parents or grandparents to successfully obtain the super visa, their children or grandchildren who are either permanent residents of the country or Canadian citizens must meet the necessary minimum income requirements based on their family size, including signing a letter promising financial support for the visiting relatives.

Going forward based on the new immigration guidelines, parents and grandparents can apply for monthly plans for the super visa.

A super visa is better because you do not need to renew your visa every six months in case of a visitor visa, even though it is valid for ten years.

No. Super visa holders cannot work in Canada. It is simply a temporary residence program for parents or grandparents.

Yes. You can renew your super visa after one year.

No coverage and benefits will be payable from claims resulting from:

• Pre-existing or medical conditions that existed 180 days before your policy start date.
• Expenses related to sickness that caused you to seek medical advice, diagnosis or treatment during the 180 days before your start date or before your date of arrival in Canada.

You can extend your coverage after you arrive in Canada if:

• You have not reported a claim
• Your policy is in force when you request an extension
• You pay the additional premium required

The period of coverage begins:

• On your departure date
• The date you purchase your policy
• The effective date that is shown on your policy confirmation

• The date and time you cancel your insurance.
• The date you return to your home country.
• The expiry date that is shown on your coverage plan.
• The date you become eligible for coverage under a government health insurance plan.

Yes. You can cancel the plan ten days after purchase for a full refund of the premium paid. However, it should be before your period of coverage.